![]() Employers Mutual Casualty Company (EMCC) was organized in 1911 to write workers’ compensation protection in Iowa. For more information about the agency, visit .ĮMC Insurance Companies has more than 2,400 employees and is among the top 60 property/casualty insurance organizations in the country based on net written premium. Offering home, auto, health, life, business insurance, and employee benefits, with locations in Kalamazoo, Otsego, Buchanan, and Iron Mountain, MI. Nulty Insurance is a full service independent insurance agency that has been serving the Greater Kalamazoo Area, and surrounding communities, for over 75 years. Agencies are evaluated on loss ratio, premium volume, policy and premium growth, policy and premium retention, and EMC’s position within the agency. The Premier Partner award is based on key indicators including retention, profitability and growth, which are reviewed over a three-year period.ĮMC developed its signature Agency Performance Value (APV) tool to measure an agency’s performance against all other EMC agencies nationally. This designation places the agency in the top five percent of all EMC agencies nationally. For more information, visit and follow CLARA Analytics on LinkedIn and Twitter.Kalamazoo, MI, Febru– Nulty Insurance has been named a Premier Partner by EMC Insurance Companies, which means the agency is one of the highest-performing EMC agencies in the country. CLARA Analytics was founded in 2015 and is headquartered in Silicon Valley in California. CLARA’s customers include companies from the top 25 insurance carriers to small, self-insured organizations. The suite uses the latest in AI and machine learning (ML) technology and can integrate easily into any workflow or infrastructure to rapidly start showing value. CLARA’s suite helps claims teams reduce various sources of loss costs in claims handling by keeping claims on track throughout their life cycle. ![]() For more information, visit .ĬLARA Analytics improves claims outcomes in commercial insurance with easy-to-use artificial intelligence (AI)-based products. EMCC is licensed in all 50 states and the District of Columbia. Today, operating under the trade name EMC Insurance Companies, the company provides property and casualty insurance products and services throughout the United States and writes reinsurance contracts worldwide. By embracing the full line of CLARA products, EMC can expect to see multiples of cost reduction as well as a new level of efficiency that will enable the organization to deliver even better service.”ĮMC Insurance Companies is among the top 50 property/casualty insurance organizations in the country based on net written premium, with more than 2,400 employees. “We know firsthand the tremendous impact AI can have on claims operations, and we are delighted to bring these capabilities to EMC. “EMC is an outstanding company to partner with, one of the top 50 property/casualty insurance organizations in the country, and is transforming their business through innovative digital strategies,” said Gary Hagmueller, CEO of CLARA Analytics. Its advanced machine learning algorithms make claims operations simple and efficient for adjusters while effectively addressing the needs of claimants and organizations in record time. ![]() CLARA’s comprehensive product suite helps teams reduce loss costs incurred in claims handling by keeping claims on track throughout their life cycle. Every CLARA product is designed to improve claims outcomes in commercial insurance with easy-to-use, AI-based technology. The decision to adopt CLARA’s entire product suite underscores EMC’s commitment to use digital systems to transform and elevate how it does business. “By leveraging CLARA’s suite of artificial intelligence-based products, EMC can continue to deliver upon our promise to provide exceptional service to the people and businesses we serve.” “At EMC, we welcome innovative solutions that help position our company for the future,” said Lisa Simonetta, chief claims officer at EMC Insurance Companies. EMC will integrate the full suite of all three CLARA products, CLARA providers, CLARA claims, and CLARA litigation. ![]() ![]() 5, 2019 - EMC Insurance Companies (EMC) today announced that it has selected CLARA Analytics (“CLARA”), the leading provider of artificial intelligence (AI) technology in the commercial insurance industry, to help advance its digital initiatives. Company to Use CLARA claims, CLARA providers, and CLARA litigation as Part of its Digital StrategyĭES MOINES, Iowa and SANTA CLARA, Calif. ![]()
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And, yes, we realize this is a small thing, but it helps give these pants an overall premium feel. The tips of the drawstring have a luxurious rubbery feel to them. One last thing we want to note may seem random, but we think it’s worth mentioning. They’re deep enough for a wallet or phone and have a soft, mesh interior. The two back pockets are pretty standard. Public Rec All Day Every Day Pant Back Pocket That said, when the pockets aren’t zipped, things seem to fall out more often than other pants. It comes in handy more often than you’d think. While the zippers are a little difficult to work when you have the pants on, requiring two hands, we’re fans of having zippered pockets on sweatpants. We’re also digging the pockets sewn into the front seams, which close with YKK Conceal® zippers. Public Rec All Day Every Day Pant Zippered Pocket You may even consider becoming a homebody or starting a gym habit so you can put these on more frequently. Plus, they’re available in a large variety of waist sizes and four different inseams, so you’ll likely find a pair that works for your body. They have an adjustable waistband and are made of a combination of nylon and spandex, so they’re stretchy, soft, and durable. The Public Rec All Day Every Day pants are super comfortable. We sort of already mentioned this, but it’s worth revisiting. Public Rec All Day Every Day Pant Stretch So let’s take a look at some of their other features. If you’re still here, we’re going to assume you’re okay with the sweatpants vibe these pants have going on. (And may we suggest the Outlier Slim Dungarees or the lululemon ABC Pants, which aren’t quite as comfortable as the All Day Every Day Pants, but are more sophisticated.) But if you’re expecting a pair of pants you can wear at a business-casual office, a trendy bar, or wherever else sweatpants aren’t socially acceptable then you’re going to be disappointed. What we’re trying to say is as long as you know what you’re buying-a slightly more put-together pair of sweatpants-then you’ll probably love these pants. The way the fabric looks and how these pants wear on the body scream sweatpants. Let’s be real, it’s not going to fool anyone. The pants also have a faux front fly, which admittedly ups the sophistication factor…but only marginally. Some look more sweat-pantsy (not a word, but you get the idea) than others-looking at you Heather Charcoal-but none of them completely shed the athleisure vibe. But sweatpants nonetheless.Īt the time of this review, they’re available in nine colorways. Essentially sweatpants with a slightly classier aesthetic. The bad news is that they look supremely comfortable. The good news is that they are supremely comfortable. Fabric, Fit, & FeaturesĪfter a month of testing, we’ve found that these pants fall just short of their name. Let’s jump into the full review to find out. So have the folks at Public Rec pulled it off? Public Rec All Day Every Day Pant In Detroit They’re said to be comfortable enough that you’ll never want to take them off and stylish enough that you’ll never need to. These pants are designed to be worn all day, every day. The idea behind the Public Rec All Day Every Day Pants is in the name. ![]() ![]() ![]() Other experts believe dreams have no purpose or meaning-that they’re merely random by-products of sleep. Some philosophers believe that dreams reveal our hidden fears and desires, while many scientists believe they serve purposes ranging from mental housekeeping to building memories or processing emotion. Plus, some people quit marijuana only to have colorful or vivid dreams and nightmares that feel way too real.ĭreams are a source of fascination, largely because nobody knows what their purpose is. A large group of people claim that smoking weed or using it in other forms caused them to stop having any dreams. 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![]() ![]() Updated 6/19 to add line inadvertently left off original posting. Tested on Perl 5.005_02 in a MP-RAS Unix environment.
![]() Its malware scanner may be a little too sensitive. Trend Micro had a perfect 100% score, and Kaspersky 99.7%.īitdefender had four false positives over the entire period and Kaspersky had two, but Trend Micro had an astounding 63 false positives. It caught 99.6% of the "real-world" online threats in cumulative tests from July through October 2020. In tests conducted by the AV-Comparatives lab in Austria, Bitdefender's defenses let a few threats through. Those other brands - ESET, Kaspersky, McAfee, Norton, Sophos and Trend Micro - also all got 100% scores across the board.īitdefender has done very well in most of AV-Test's 30 monthly evaluations since January 2017, failing to detect 100% of zero-day malware only three times and failing to detect 100% of widespread malware only once with a 99.9% score. ![]() In November-December 2020 testing by the Germany-based AV-Test lab, Bitdefender's malware-scanning engine detected 100% of both brand-new "zero-day" malware and known "widespread" malware.īut it picked up 12 false positives, a rather high number and by far the most of all seven brands of paid antivirus software we review. Latest test results as of January 2021 Malware detection rates ![]() (You'll still get the malware-signature updates.) ![]() If you'd rather Bitdefender not know that, you can opt out of this data collection. These uploads will include some information about your system and what it was doing when a new threat was detected. New malware signatures are distributed several times daily to the 500 million systems protected by Bitdefender products. Whenever Bitdefender's malware-scanning engine encounters what may be a new piece of malware, it uploads the suspicious item to Bitdefender's online testing lab for analysis. Like most antivirus makers, Bitdefender doesn't offer a consumer Linux program. Mobile devices require a minimum of Android 4.1 Jelly Bean or iOS 11.2. The Mac software requires macOS 10.10 Yosemite or later. Subscription is free for the first year and costs $99 a year after that.īitdefender's Windows antivirus software works with Windows 7 (with Service Pack 1), Windows 8/8.1 and Windows 10. Like Netgear Armor, the Box protects smart-home devices. You can also get Bitdefender Total Security for unlimited devices with the Bitdefender Box network-security appliance, which retails for $200. (Netgear has a full list of routers that support Netgear Armor here.) That's quite a bargain considering you're getting the same coverage as the $120 Bitdefender Family Pack. You can also add it to routers that have already been purchased. Some new Netgear routers come with one to three free years of Armor protection. Netgear's newer routers, including the Orbi mesh systems and the Nighthawk line, have optional protection called Netgear Armor that protects smart-home devices and also includes an unlimited-device license for Bitdefender Total Security. Mac Gems newsletter for a weekly e-mail summary of Gems reviews sent directly to your Inbox.There are also two ways to get Bitdefender antivirus protection with home networking hardware. Want to stay up to date with the latest Gems? Sign up for the (It was especially problematic when used on a Mac with multiple displays.) But for those who generally like the Finder but just want to cut down on window clutter, an official release of TotalFinder is something to look forward to. I found the current alpha to be fairly buggy, with most of the issues I encountered relating to the display of windows and tabs. DS_Store files from being created in folders show hidden files (an option also available from the Finder’s View menu with TotalFinder installed) sort folders above files in List view and force the green Zoom button to always maximize Finder windows to fill the screen.Īs alpha software, TotalFinder is obviously not polished. ![]() For example, you can enable a quick-access Finder window that pops up from the bottom of the screen whenever you press a keyboard shortcut. This feature ends up being quite convenient with tabbed Finder windows, as it lets you move and copy files between different tabs in the same window.Ī number of other useful options are available via a new screen in the Finder’s own preferences. If you drag a file or folder onto a tab in a Finder window, that tab is brought to the front, allowing you to drop the item into the folder represented by that tab. These tabs also support Mac OS X’s “spring-loaded” feature for folders and windows. ![]() ![]() They all use Voxel animation to create an animated atmosphere adored by millions. They’re all Open World games with Sandbox elements, Crafting elements (Construction / Building / Mining), and Survival elements. Many will compare The Parallel to Minecraft and even Sandbox (another recent entry into the #gamefi universe), and there are some obvious similarities between them. Sure you can hop right in with the free character everyone gets at the start and begin playing immediately, but for the creatives out there, this game is equally aimed at letting you flex your creative muscles. But The Parallel is incredibly inclusive for all demographics of users. Upon launch, The Parallel will already have multiple engaging worlds (put together by a talented cadre of veteran designers) for users to explore, battle, farm, mine, and stake. There are enjoyable experiences for not just playing and battling, but also in the producing and creating of new worlds, NFT items and equipment, and of course the NFT game characters: the Paragons. Every aspect of the game is devised to be fun. With the potential for unlimited growth, once creators are set free to design and build, The Parallel is going to be a game-changer in #gamefi. It’s set in an Infinite Metaverse where players and architects have unlimited options to create whatever their heart desires. The Parallel is one of the most promising projects supported by the RADA Community. Creators and designers will love the copyright protection they receive from The Parallel’s Hydra System. ![]() ![]() ![]() Please know that that is the last tactic that we would do as it is not morally correct and not our way of doing business to be treating our valuable clients like that. As you mentioned the food is also great, but I do apologize if you felt that we were delaying your service on purpose. I am glad that you found our property to be beautiful and the service to be great. RODOLFO GONZALEZ DIRECTOR GENERAL GRAND VELAS RIVIERA MAYA you Juan for sharing your thoughts and opinions regarding your recent stay with us. In the meantime we wish you a fabulous autumn and all the best to you. It would of course be our honor to host you for many more vacations in the future and to continue demonstrating our impeccable service and high class cuisine to you. I am very pleased that overall you had a great stay, so much so that you are planning on returning. And we do find a great level of education and success among our guests and we model our service and product in a way that meets and even eclipses their high expectations. We are of course an internationally renowned resort as between 20 – 25% of our distinguished guests come from countries other than Mexico, the US and Canada. But it is important to note that from the point of view of the resort absolutely everyone is a VIP amongst us. I wish that the perceptions that you felt from other guests did not detract so much from the enjoyment that you received from being on vacation in this paradise. Thank you very kindly for returning to Grand Velas to savor the good times that you experienced on your first trip. Hilton Hawaiian Village Waikiki Beach Resort.Hotels near Rosewood Spa at Rosewood Mayakoba.Hotels near Wayak Spa at Viceroy Riviera Maya.Hotels near Vassa Spa at Azul Beach Reosrt The Fives.Playa del Carmen Hotels with Rooftop Pool.Playa del Carmen Hotels with Breakfast Buffet.All Inclusive Resorts in Playa del Carmen.All Inclusive Hotels in Playa del Carmen. ![]() Adults Only and Adult Friendly Resorts Playa del Carmen.Pet Friendly Hotels in Playa del Carmen.Playa del Carmen Hotels with Free Parking.RIU Hotels & Resorts in Playa del Carmen.Iberostar Hotels & Resorts in Playa del Carmen.InterContinental (IHG) Hotels in Playa del Carmen. ![]() ![]() ![]() ![]() The TUIO community standard for tangible interfaces such as multitouch is built on top of OSC. OSC has achieved wide use in fields including musical expression, robotics, video performance interfaces, distributed music systems and inter-process communication. There are dozens of OSC applications, including real-time sound and media processing environments, web interactivity tools, software synthesizers, programming languages and hardware devices. "Bundles" of messages whose effects must occur simultaneously.Pattern matching language to specify multiple recipients of a single message.Symbolic and high-resolution numeric data.Open-ended, dynamic, URI-style symbolic naming scheme. ![]() OSC's main features, compared to MIDI, include: OSC messages between gestural controllers are usually transmitted over serial endpoints of USB wrapped in the SLIP protocol. OSC messages are transported across the internet and within local subnets using UDP/IP and Ethernet. OSC is sometimes used as an alternative to the 1983 MIDI standard, when higher resolution and a richer parameter space is desired. It was originally intended for sharing music performance data (gestures, parameters and note sequences) between musical instruments (especially electronic musical instruments such as synthesizers), computers, and other multimedia devices. OSC is a content format developed at CNMAT by Adrian Freed and Matt Wright comparable to XML, WDDX, or JSON. The first specification was released in March 2002. Its disadvantages include inefficient coding of information, increased load on embedded processors, and lack of standardized messages/interoperability. OSC's advantages include interoperability, accuracy, flexibility and enhanced organization and documentation. Open Sound Control ( OSC) is a protocol for networking sound synthesizers, computers, and other multimedia devices for purposes such as musical performance or show control. ( August 2010) ( Learn how and when to remove this template message) Please help to improve this article by introducing more precise citations. This article includes a list of references, related reading, or external links, but its sources remain unclear because it lacks inline citations. ![]() ![]() ![]() Keyboard Games: Keyboard Climber 2ġ0 (ten) years ago, there were many free typing games and Keyboard Climber 2 was a popular choice. These exercises cover pretty much everything you need for your typing practice. Please note that this game has a long list of exercises. So, you see this typing game online has a pretty simple idea. You start typing incorrectly, the child stops dancing. You keep typing correctly, the child will keep dancing and balloons will fly one after another. In our version, you will find that a child will be dancing. Our fast typing game here does not totally match with that of the BBC game. It was originally developed by BBC and then others made their own versions of this game because of its high popularity. It is also one of the most popular free typing games. Other similar typing test games work in a very similar way. Your job is to keep shooting the approaching zombies. You shoot down the zombie by typing the word. Do you want to kill or get killed? Every zombie brings a word with it. As soon as they are very near to you, they will immediately kill you. The typing game online idea is pretty simple. You can see other zombie typing games in other websites too because it was very popular once upon a time. In the list of free typing games, the Zombie typing game was very popular once upon a time. Keyboard Games: Zombie Typing Game Typocalypse This goes on until the game ends.Īlthough you are allowed to make mistakes in this game, every mistake will cost your typing words per minute score. Then you target another fighter jet and type its word and then it gets destroyed too. You finish typing this word and the enemy fighter jet gets destroyed. Each enemy fighter jet has a word around it. Your task is to shoot down the enemy fighter jets. As far as we have seen, this game has been popular for 10+ years. Keyboard Games: ZTypeįew free typing games could reach and hold the popularity of ZType. You will notice that both accuracy and speed are important in most typing practice games. Slow typing and mistakes will contribute to losing the game. Besides being accurate, you must type fast. Your job is to type each word without making any mistakes. It is not as popular as the Nitro Type Race game but it is also a very popular typing car race game.Īre you looking for typing test paragraphs? In this game, you will get an opportunity to type paragraphs. TypeRacer is also very popular among free typing games. Keep typing properly until the result statistics are shown. What if you make a mistake? The enemy will immediately attack you and you must take damage in such a case. When you keep typing correctly, your Ninja Cat will keep attacking the other Ninja man. In this typing practice game, the Ninja Cat fights on behalf of you. ![]() Once upon a time, it was very popular in typing practice games. Keyboard Games: Ninja CatĪlthough you will find Ninja Cat in free typing games, it is not very popular nowadays. There is no paragraph typing option in this game. If you want to practice paragraph typing games racing, you should try our TypeRacer game because this game only lets you type different words. If you are winning in the beginner level every time, you should try the upper level that is more difficult and requires faster typing speed. If enemy cars keep damaging your car, you will eventually lose the game. What if you type a letter incorrectly? Your enemy car will fire at you and your car will be damaged. If you target a car and type the word on it, the enemy car will be destroyed. You will see several cars around your car. Once you select your favorable difficulty level, the game will begin. The car will be running ahead until the game ends. Nitro Type Race is probably the most famous among all free typing games. Save The Child - Free Typing Game For Kidsġ44 Typing Practice & Free Typing Lessons. ![]() |
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